BCA (Bank Central Asia)

Konfigurasi

Property	Value
Code	bca
Base URL	https://api.snapdev.site/bca/v1.0
Token Path	/bca/v1.0/access-token/b2b
CHANNEL-ID	95161 (required)
Signature	HMAC-SHA512 (Base64)

Service Codes

Code	Service	Method	Path	Token
01	Balance Inquiry	POST	/balance-inquiry	B2B
02	Account Inquiry	POST	/account-inquiry	B2B
03	Intrabank Transfer	POST	/transfer-intrabank	B2B
04	Interbank Transfer	POST	/transfer-interbank	B2B
21	Interbank Bulk Transfer	POST	/transfer-interbank-bulk	B2B
24	VA Create	POST	/transfer-va/create-va	B2B
25	VA Update	PUT	/transfer-va/update-va	B2B
26	VA Delete	DELETE	/transfer-va/delete-va	B2B
27	VA Inquiry	POST	/transfer-va/inquiry-va	B2B
28	VA Payment	POST	/transfer-va/payment	B2B
33	Direct Debit Registration	POST	/direct-debit/registration	B2B2C
34	Direct Debit Payment	POST	/direct-debit/payment	B2B2C
43	QR MPM Generation	POST	/qr/qr-mpm-generation	B2B
44	QR MPM Inquiry	POST	/qr/qr-mpm-inquiry	B2B2C
51	E-Money Balance	POST	/emoney/balance-inquiry	B2B2C
52	E-Money Top Up	POST	/emoney/topup	B2B
71	Auth Payment	POST	/auth-payment	B2B2C

Variasi Khusus BCA

• CHANNEL-ID wajib di semua request transaksi
• Shared biller untuk VA — prefix 88888
• Multiple base paths: beberapa service menggunakan path yang berbeda

Contoh Request

Balance Inquiry

curl -X POST https://api.snapdev.site/bca/v1.0/balance-inquiry \
  -H "Authorization: Bearer <token>" \
  -H "Content-Type: application/json" \
  -H "X-TIMESTAMP: 2026-07-01T10:30:00+07:00" \
  -H "X-SIGNATURE: <hmac_signature>" \
  -H "CHANNEL-ID: 95161" \
  -d '{"accountNo": "1234567890", "currency": "IDR"}'